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James (Jim) McArdle has been in the mortgage industry since 1990. He was first exposed to the industry when a family member, working in the industry himself, thought it would be a good fit. Jim, excited for a change, took a chance and never looked back. One of the greatest challenges, yet rewarding aspects of the job is figuring out which program or programs will help a borrower the most. As Jim meets many first time homebuyers, he is ecstatic to show them that, although they may have a lower down payment, there are multiple federal and state loan programs available for them to utilize. Jim handles each case with care, attention to detail, and a stellar ethical background. When he has some down time, he enjoys going camping, hiking, fishing, and watching football. He is a huge football fan! He also has a daughter who is a recent college graduate and son in his sophomore year in high school.